Built for Australia
Find every dollar
you’re losing.
Connect your Australian bank accounts. Our scanner analyses your transactions and finds forgotten subscriptions, duplicate charges, price creep, and more — in under 60 seconds.
Open banking via Basiq · No passwords stored · Read-only access · Or upload a CSV or PDF
$8B+
wasted by Australians annually
$1,261
average waste per person / year
60s
to get your full leakage report
0
direct competitors in Australia
What the scanner finds
One scan. Every leak.
The scanner runs across all of these categories in a single pass. No category is optional — you get the full report every time.
01
Forgotten subscriptions
Recurring charges for services you haven't touched in months.
02
Duplicate services
Two or more active subscriptions in the same category — Spotify and Apple Music, for example.
03
Price creep
Services quietly charging more than when you first signed up, often without notice.
04
Auto-renewal traps
Annual charges and post-trial step-ups that renewed without you realising.
05
Dormant direct debits
Direct debits still pulling money from accounts you've long stopped using.
06
Suspicious payments
Double charges, anomalous amounts, and merchants known for dark-pattern billing.
07
Credit card interest
Exact interest paid over the scan period, annualised so you see the true annual cost.
08
Dark pattern merchants
Services that make cancellation deliberately difficult — like Adobe and LinkedIn Premium.
09
Gambling spend
All wagering platforms detected — Sportsbet, TAB, Bet365, Neds, and more. Total annualised with a link to Gambling Help Online.
10
Cash & ATM withdrawals
ATM and cash withdrawal totals. Cash spending is invisible — surfacing it helps you track where the money actually goes.
11
Food delivery
Uber Eats, Menulog, DoorDash, and Deliveroo spend totalled and annualised. See the true yearly cost of convenience eating.
12
Unplanned supermarket trips
Three or more trips to the same supermarket in a single week — a pattern linked to impulse purchases. Prompts a shopping list.
How it works
Three steps, 60 seconds.
01
Connect your accounts
Link your Australian bank accounts via open banking (Basiq CDR) — no passwords, read-only access. Or upload a transaction CSV or PDF bank statement if you prefer.
02
Scanner analyses 90–180 days
Our detection algorithm runs across your full transaction history finding patterns, anomalies, and leakage across all 8 categories simultaneously.
03
See your full leakage report
Every finding broken down by category, with the dollar value of each leak and clear actions. Your total annual leakage is right at the top.
Real examples from the scanner
This is what we find.
These are the types of findings that appear in Australian scans. Total in this example: $5,748/year.
ClassPass$959/yr
Charged monthly · not used in 127 days
Forgotten subscriptionStan + Netflix$204/yr
Two streaming services, same category
Duplicate serviceNetflix$72/yr
Price rose from $16.99 → $22.99 (↑35%)
Price creepLinkedIn Premium$720/yr
Annual auto-renewal, hard to cancel
Auto-renewal trapAnytime Fitness$858/yr
Still debiting · no gym visits in 93 days
Dormant debitCBA Credit Card$2,497/yr
Interest at current rate, annualised
Interest paidPrivacy first
CSV files never leave your browser — processing is 100% local. PDF statements are parsed server-side and immediately discarded.
No bank passwords
Open banking uses read-only tokens — we can never move money or log in as you.
No account required
Run your scan without creating an account. No email, no signup friction.
No AI — fully deterministic
Rules-based scanner. Every finding is explainable, reproducible, and fast.
What early testers found
Common leaks. Real savings.
These are representative findings from scans run during our labs testing phase.
Forgotten ClassPass subscription$959/yr
Monthly direct debit — not used in 4 months
Cancelled in 90 seconds using the link in the report.
Duplicate streaming services$204/yr
Paying for both Netflix and Stan simultaneously
Cancelled Stan. Kept Netflix. Immediate saving.
Credit card interest$2,497/yr
$47–52 in interest charges, month after month
Started the Debt Freedom calculator to build a payoff plan.
LinkedIn Premium auto-renewal$720/yr
Annual charge renewed silently — never used the premium features
Cancelled and got a partial refund by contacting LinkedIn support.
Tools
More than a scanner.
Trimm is growing into a full personal finance intelligence platform. The scanner is the front door.
Live
Scan & Report
Full leakage report across all 8 detection categories. Every item visible, every dollar accounted for.
Live
Savings Recovered
Tracks every finding you've actioned across all scans. See cumulative savings by week, month, and year.
Live
Debt Freedom Roadmap
Personalised credit card payoff schedule using avalanche and snowball methods. See your date to zero.
Coming soon
Bill Compare
Upload a bill and we check you're being charged correctly against your plan, then compare live market offers.
Coming soon
Class Action Checker
Checks if you're entitled to payouts from class actions or regulatory settlements for services you use.
Coming soon
Savings Rate Tracker
Your actual savings rate as a percentage of income, and exactly what's eating the gap.
Coming soon
Insurance Audit
Upload your policies and find coverage overlaps, gaps, and estimated premium overpayment.
Coming soon
Net Worth Tracker
One number. Bank accounts, super, investments, property — updated monthly.
Coming soon
Tax Deduction Spotter
Flags potential work-related deductions from your transactions. For WFH workers and sole traders.
FAQ
Good questions.
Is my bank data safe?
CSV files are processed in your browser and never sent to our servers. PDF bank statements are parsed server-side (for text extraction) then immediately discarded. Your transaction data lives only in your device's local storage. When we launch open banking via Basiq, your bank credentials are handled by Basiq (an ASIC-licenced CDR data recipient) — we receive read-only data via secure API.
Does this use AI or Claude?
No. Trimm uses a fully deterministic, rules-based scanner — no AI, no Claude, no external API calls per scan. This means it's fast (under 1 second), reproducible, and your data never leaves your device for analysis. The detection rules are hand-crafted for Australian banks and subscription services.
What banks and file formats are supported?
The CSV parser auto-detects columns for CBA, ANZ, Westpac, NAB, Macquarie, ING, and most other Australian banks. We also accept PDF bank statements — we auto-detect the bank and extract transactions automatically. Look for 'Export', 'Download', or 'Statement' in your bank's transaction history view.
What if a finding is wrong?
Every finding has a 'Not a leak' button — clicking it dismisses that finding and removes it from your total. The scanner is conservative by design, but false positives happen. Use your judgement.
How much does it cost?
Trimm is completely free during the labs phase. We're building it out and testing with real users before deciding on a business model. Our goal is to save you far more than we'd ever charge.
How is this different from my bank's app?
Your bank categorises transactions but won't tell you when you're paying for something you don't use, paying twice for the same service, or being charged more than you were originally. That's a conflict of interest — they benefit from your inertia. Trimm doesn't.
Ready to find what you’re losing?
Connect your accounts and get your full leakage report in under 60 seconds.